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- March 16, 2026
Mr Samora
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Articles By This Author
Digital Loan Defaults in Kenya Raise Questions Over Sh1,000 Borrowings
Kenya’s fast-growing digital lending sector is once again under the spotlight following reports that borrowers are struggling to repay microloans under Sh1,000. A past article
Kenya’s Property Market Surpasses Global Peers in 2025
Kenyan homes are offering investment returns unmatched worldwide, according to a 2025 Special Report by HassConsult. In a comparison involving nine international real estate markets—including
Dear Middle Class, Here’s How School Fees Out Of Your League Will Cripple You Financially. Forever
The cost of education can be a major burden for many families, and if not managed carefully, it can lead to financial strain and even
Strategic Retreat or Distress Signal? Why Micro-Lenders Are Selling Their Loan Books
If you’ve been tracking the Kenyan financial sector, you’ve likely noticed a significant trend: microfinance banks (MFBs) are struggling. Recent data from the Central Bank
34 Years of Hard Work Can End With Nothing If you are Employed – Shepherd Agesa
I Realized 34 Years of Hard Work Can End With Nothing when I attended a colleague’s retirement party. They threw him a big retirement
Was Invesco Assurance Set Up to Fail? Liquidation Sparks Questions About Regulatory Oversight
The High Court’s decision to place Invesco Assurance under provisional liquidation has ignited outrage and suspicion within Kenya’s financial and public transport circles. Diana Ndukumumo
Kenya: Are These ‘Lucrative’ Bond Yields Really a Systemic Red Flag?
While the reopening of long-dated bonds by the Central Bank of Kenya—offering up to 14.18% interest on a 25-year tenor— looks appealing for investors, a
Kenyans Flee Credit Market as Cost of Loans Spirals Out of Control
Kenya’s credit market is in crisis as the majority of citizens abandon loan applications, choking off access to capital for households and businesses. A new
Calls Grow for Kenya to Establish a Sovereign Wealth Fund
Kenya could have reaped massive financial gains had part of its Eurobond proceeds been invested in global assets like tech stocks or cryptocurrencies, economic observers
Ndindi Nyoro: Why KCB and Equity Should Merge
Kenya’s two biggest banks, KCB Group and Equity Group, are in a league of their own. This week, both institutions posted record-breaking half-year profits —
From Side Hustle to Main Hustle: My Journey and Lessons for Kenyan Entrepreneurs
When I first decided to start a business, I thought success would come fast. I imagined customers would show up as soon as I opened
Land vs. Stocks: A True Kenyan Tale on Trapped vs. Liquid Wealth
Back in August 2020, a friend and I sold a small side hustle we’d built together. We split the profits—about Ksh 2 million each at
From Banks to Besties and Podcasts: The Changing Face of Financial Advice in Kenya
In a rapidly changing financial landscape, one of the most important questions for any economy—especially one with a growing middle class and increasing digital access—is:
6 Common Cars That Will Ruin You Financially In Kenya. They Leave Your Account In Premium Tears
Cars can certainly have a significant impact on your finances in Kenya. The initial cost of purchasing a car can be expensive, and depending on
Why Saying No to Unnecessary Spending is Key to Wealth Creation
Many people struggle with money not because they don’t earn enough, but because they spend on things that bring them no real value. If you
Marrying Can Be a Good Way to Cut Costs—But It’s Not That Simple
There’s a practical truth to the idea that marriage can help reduce living expenses. Sharing rent or mortgage payments, utility bills, groceries, and even transport