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Personal Finance

What the 8.75% Central Bank Rate Means for Your Money

You may have seen the 8.75% Central Bank Rate mentioned in financial news recently. But what does it actually have to do with your money?

Personal Finance

The New Tax Rules Every Kenyan Should Know

Taxes affect almost every part of your financial life. From your salary and investments to property and business income, changes to tax rules can ultimately

Personal Finance

The Economics of Being Your Own Boss

Being your own boss sounds simple. You choose your schedule. You make the decisions. You keep the profits. But behind the freedom is a financial

Personal Finance

The Richest Asset You Already Own

When people talk about building wealth, the conversation usually focuses on money. People think about buying property, investing in stocks, starting businesses or building a

Personal Finance

The Fear of Losing Money

Losing money hurts. That’s why many people would rather keep their money somewhere they feel completely safe than take a risk with it. You work

Personal Finance

Looking Rich Can Keep You Poor

A new phone. Designer clothes. An expensive car. Frequent nights out. The latest gadgets. From the outside, these things can make someone look financially successful.

Personal Finance

Your Money Needs a Job

Every month, money comes into your account. Then it starts disappearing. Rent. Food. Transport. Bills. Shopping. Entertainment. Unexpected expenses. Before you know it, payday is

Personal Finance

Convenience Is Becoming One of Your Biggest Expenses

Modern life has become incredibly convenient. You can order food without leaving your house, get a ride without walking to the road, buy something online

Personal Finance

Buy Now, Pay Later Comes With a Price

You see something you want. Maybe it’s a new phone, a laptop, clothes, furniture or even an appliance. You can’t afford to pay the full

Personal Finance

Good Money Management Is Built on Small Decisions Rather than One Time Kill

Good money management is rarely about one big financial decision. More often, it is the result of dozens of small choices you make every day.

Personal Finance

Your Income Is Not Your Wealth

A bigger salary can make life easier. But it doesn’t necessarily make you wealthy. Someone earning KSh200,000 a month can still struggle financially if most

Personal Finance

Not Saving Money? It Could Be Because of These 5 Reasons

Saving money sounds simple: spend less than you earn and put the difference aside. But for many Kenyans, the reality is far more complicated. You

Business Personal Finance

Kenyans Miss Out on Big Bond Payouts as CBK Reopens Low-Interest Papers

Kenyans hoping to cash in on the tax-free returns of infrastructure bonds will have to settle for less this time round. The Central Bank of

Business Personal Finance

The Nairobi Securities Exchange Crosses KSh 4 Trillion—Why It Matters for Every Investor

The Nairobi Securities Exchange (NSE) has reached a historic milestone. For the first time in its history, the total value of all companies listed on

Business Personal Finance

The Banks That Can Afford to Lend Cheaply

When shopping for a loan, many borrowers assume all banks charge roughly the same interest rate. But that’s far from the truth. In Kenya, the

Business Personal Finance

How Insurance Fraud Is Quietly Driving Up Your Insurance Bill

When your insurance premium increases, it’s easy to blame inflation or assume insurance companies are simply charging more. While economic conditions do play a role,